AFFORDABLE CARE VS. BANKRUPCY IN AMERICA


I recall all too well how banking lobbies made it 100% or more difficult for families to even declare bankrupcy with the Republican-led bankrupcy codes of 2005. Now they want to turn back the clock and leave those who have gained health care in the past year without health care.–KAS

Dear Kevin,

Last week, on the first anniversary of the historic Affordable Care Act (ACA) the Republicans on the powerful House Energy and Commerce Committee were holding a “public” hearing at the state capitol in Harrisburg, PA to attack the health care law. Except they’re not there to listen to the public and people like Pennsylvania’s Stacie Ritter, whose family had good insurance and still had to file for bankruptcy because of massive medical bills.

The Republicans don’t care about families like the Ritters. They want to repeal the new law that would help prevent other families from going through what happened to Stacie’s family. Stand with Stacie and millions of others who refuse to let the Republicans put the insurance companies back in charge of our health care. Fight back against these partisan attacks on America’s middle class.

Stacie and her husband Ben had to pay huge fees for the treatments their twin girls, Hannah and Madeline, needed when they were diagnosed with leukemia. It was too much and they went bankrupt. Thankfully Hannah and Madeline are doing well today but Republicans in congress want to take us back to a time where insurance companies could deny them coverage because of their medical history.

While the Republicans play politics and grandstand, Stacie and hundreds of others will be telling the truth about the ACA in the Capitol Rotunda to make sure the stories of average Pennsylvanians are heard, especially those already benefiting from the law’s many cost savings and consumer protections. Join us and fight back today.

The ACA is providing life-changing benefits, cost-savings and protections that are making a huge difference in people’s lives right now. But, the ACA is about more than health care. It’s also about economic security for families struggling to make ends meet. We can’t preserve and expand the middle-class if people have to worry about health care.

Stacie says it best, “This is America,” she says. “I knew we could do better with our heath care than we’ve done in the past and I’m glad we have this law. We won’t go back. We’ve got to move forward.”

Join the fight today to protect America’s middle class families.

In Solidarity,
Melinda Gibson

Advertisements

About eslkevin

I am a peace educator who has taken time to teach and work in countries such as the USA, Germany, Japan, Nicaragua, Mexico, the UAE, Kuwait, Oman over the past 4 decades.
This entry was posted in Uncategorized. Bookmark the permalink.

2 Responses to AFFORDABLE CARE VS. BANKRUPCY IN AMERICA

  1. eslkevin says:

    the following comes from THE PROGRESS REPORT–

    HEALTH CARE
    Health Reform’s One-Year Anniversary

    Today is the one-year anniversary of President Obama signing the Affordable Care Act into law, which when fully implemented, will cover 32 million Americans and begin to lower the rate of growth in health care spending. “The bill I’m signing will set in motion reforms that generations of Americans have fought for , and marched for, and hungered to see,” Obama said during last year’s signing ceremony. “That our generation is able to succeed in passing this reform is a testament to the persistence — and the character — of the American people, who championed this cause; who mobilized; who organized; who believed that people who love this country can change it,” he added. Health care advocacy groups around the nation will host educational events in 33 states today to raise awareness about the law’s benefits and the government’s efforts in implementing the measure thus far.

    IMPLEMENTATION SUCCESS: As a result of the law, states received $250 million in federal funding to strengthen their ability to review, revise, or reject unreasonable premium rate hikes. Nearly four million seniors who fell into the Medicare Part D doughnut hole received federal assistance that helped them purchase medications and 150,000 seniors have undergone a free wellness exam this year. The government recovered $4 billion in fraud last year and the law provides more funds to crack down on waste, fraud and abuse in Medicare and has been busily implementing new regulations that are designed to keep health insurers more accountable and increase access to coverage. As of this year, insurance companies can no longer discriminate against children with pre-existing conditions, drop coverage because of a simple mistake on an application, institute lifetime caps, limit choice of doctors, charge more for emergency services obtained out of network, or levy deductibles, co-payments or co-insurance for certain preventive benefits. More than a million young adults can stay on their parents’ plans until their 26th birthday, and everyone will have the right to appeal insurer decisions to an independent third party. Similarly, four million small businesses have access to $40 billion in tax credits and 12,400 Americans with pre-existing conditions are receiving coverage through temporary high-risk insurance pools that will provide coverage for sicker individuals until 2014. Americans can already compare available plan benefits, prices, and application denial rates at HealthCare.gov. In 2011, the website will include pricing and comparison information for small businesses.

    LOOKING AHEAD: Starting in 2014, individuals and families will have even more options through state-based health care exchanges that will allow Americans to select new regulated plans that will offer a comprehensive set of benefits. Under the law, if states fail to establish their own exchange, the federal government will build one for them — something a surprisingly high number of conservative states are willing to accept. States like Louisiana, Florida, Georgia and Alaska have refused to build their own unique marketplaces and have instead suggested that they would allow the federal government to step in. States that establish their own exchanges will be able to run their own markets (or partner if with other states), determine which insurance companies can offer coverage and dictate benefit rules. Americans below 133 percent of the federal poverty line (FPL) will be able to enroll in an expanded Medicaid program. In the coming year, the federal government will issue more specific regulations about how much flexibility states will have to structure their health insurance exchanges and how generous those plans have to be. This year, restaurant chains and vending machines will be required to disclose nutritional content of food and Medicaid will stop reimbursing hospitals for conditions acquired during hospitalization.

    REPUBLICANS PREDICTED THE WORST: In the year since reform passed, Republicans in the House repealed the law (only to see the measure fall in the Senate) and are now attempting to defund reform. During the nearly 10-month legislative battle that preceded passage, the GOP characterized the bill as a “socialist” “government takeover” and warned Americans that the bill would destroy lives and American society, hurling apocalyptic warnings that seem downright satirical a year later. For instance, on the eve of passage now-House Speaker John Boehner (R-OH) said that passage of reform would result in “Armageddon” because the law will “ruin our country.” Sen. Tom Coburn (R-OK) predicted “there will be no insurance industry left in three years” and announced that seniors would “die soon,” while Rep. Michele Bachmann (R-MN) stated that “no new health insurance policies can be written once this federal plan comes into effect.” Fox News pundit Sean Hannity said, “If we get nationalized health care, it’s over; this is socialism” and Glenn Beck predicted “the end of prosperity in America forever…the end of America as you know it.” Rep. Virginia Foxx (R-NC) suggested that seniors will be “put to death” by the government and Rep. Louie Gohmert (R-TX) lamented that a similar fate faced American women. Potential presidential candidate and former Senator Rick Santorum (R-PA) warned that health reform “will destroy the country” because, “in the next year or so,” America will have to “dramatically cut the military because we can’t pay for it.”

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s